It has become extremely essential to have a health insurance policy to sustain the rising costs of medical treatments. Sometimes, it becomes necessary for individuals to arrange a large amount of cash urgently in case of emergency operations. Health insurance policies offer financial relief to the individuals in the event of any physical disorder or ailment. The financial aid will depend on the type of coverage offered, as the insurance policies range from minimal coverage policies to all-inclusive policies. Declining health standards and the need for a quality health insurance has led to a large number of insurance companies offering health insurance policies at competitive rates in California. There are several types of health insurance plans designed to suit individual needs. The main types of insurance include, fee for service insurance, managed care plans, and indemnity plan. A temporary health insurance is a short term insurance plan that is required for specific purposes.Generally, the employers in a company provide the employees with a health insurance plan. However, temporary health insurance is required when an individual has to change a job, as the earlier policy may be discontinued after a few months. Many business owners who are planning to expand their business later opt for temporary health insurance. After expanding the business, they usually take up a group insurance policy. The temporary insurance offers temporary protection to individuals during these periods. A temporary health insurance can also include the families of individuals participating in the plan. Generally, temporary insurance policies are offered for one to six months. Though, these policies are usually not renewed, individuals are allowed to opt for a similar policy again after the expiry of the previous policy.Most insurance providers require only 24 hours to activate a temporary health insurance policy after receiving the application. An individual can also postpone the date of activation of the policy up to 30 days from the date of application. Some insurance providers charge a processing fee for this form of insurance. It is easier to get a temporary health insurance policy.The temporary health insurance does not cover pre-existing medical conditions, dental and vision care, medical check-ups, preventive care, and immunizations.
Education is a growing sector in India and offers potential business opportunities for those who wish to enter the business world. India has the world’s largest youth population which wants to receive quality education with world class training systems. This allows new educational concept to enter the Indian market and become popular through franchising. Just see how KidsZee, Arihant Institute, British Academy For English School, NIIT are doing good business in the education sector and there branches can seen in different parts of the country. This has been possible only due to the concept of franchising.Starting an education & training franchises business has become quite common nowadays as here the success rate is very high. There are many advantages of starting an education franchise business in India, such as:High Success Rate: The best thing about investing in an education franchise is that you would be working on an already established business format that has a brand value in the market. This way investors and entrepreneurs don’t have to struggle much to market their product to attract customers. As people are aware of the education firm and know about the brand, they won’t be hesitating to buy your services. Moreover, it has been found that opening an education franchise business have at least 70% chances of surviving.Full Support from the Franchisor: Whenever you plan to invest in an education franchise concept, remember that full support will be offered by the franchisor. As a franchisee, an investor will get all the equipments, training materials, instruction manuals, supplies and all the required assistance from the franchisor. This will surely help in starting a business in the education sector.Marketing Benefits: Along with this, education franchise owners get benefitted from the different types of marketing campaigns started by the parent company or the franchisor. At times, franchisors also offer training to their franchises to help them manage their new business effectively and develop effective marketing strategies. Remember that the franchisors have adequate knowledge on how to operate and manage business successfully and are ready to help investors and entrepreneurs who are willing to take the franchise of their business.Easy To Target Customers: The biggest advantage of any education and training franchises that a franchisee doesn’t have to make many efforts to attract customers. The brand is already well name in the market with a good reputation. For instance a popular education franchise is KidsZee where 250 business partners join them in a year. The reason behind this is that this child education franchise has a brand name and is well renowned for imparting high quality education to small kids.Financial assistance: It is comparatively much easier to obtain loan in order start a franchisee business. Quite often franchisors finance new franchise owners either directly or by arranging loan through lending institutions.All these benefits make an education franchise business a great option for anyone interested in starting their own business. Opening an education franchise ensures great chances of success at a minimum of risk.
The Education sector in most developing countries is the most neglected sector, which ought to be the sector with the lion share of the budget. The reason for this anomaly is more political than technical as most of the leadership in these countries devoted more fund to perpetuate themselves in power than development of the economy. Principally, most developing countries devote less than 20% of the national budget to education which is the minimum recommended by UNESCO. Most developing countries whose economies are developing fast that have left that category like Singapore, South Korea, devoted much to education and human resources development.
The advent of the internet and the information age has help much to the delivery and cost effective access to the education contents from the fundamentals to the highest emblems of education you literally source for any education contents on the information superhighway. The resources and human capacity development requirements for developing the work force for a developed economy can be found on the internet. It s no wonder then than most developed economies have most of their tertiary education enrollment online – online education in most advance economies have their more than 40% of their tertiary education online.
They leverage on the internet and distance learning technologies to deliver quality education contents for most of their populace especially the working force. The economy becomes more fluid and mobile as the working force have access to education and retraining without necessary taking leave of their work. The purpose of distance learning anyway, is o remove the distance barrier from the access of education. However in this age, it is removing the barrier to both space and cost,. It is known that online education reduce the cost to access more than half.
The readily and noticeably constraint in developing countries are in the border of the following
Inadequate access to education opportunities, such inability to exploit the leverage and opportunities to human capacity development distance and online education afford economies in this information age.
Lack of trained education workforce in education for development in the 21st century especially in online and distance education in this information age
Poor funding, especially on
Primary, Intermediate and Tertiary Education,
Teacher emoluments, Training and Re-training,
Pedagogical and Instructional materials,
Basic Educational infrastructural facilities conditions,
Educational technology system
Poor quality assurance mechanisms and inadequate maintenance system to sustains the self preservation of national education policies and plans.One main readily observing and dynamic aspect of education in this information age is the use of digital technologies for learning. These have evolved over the decades from adjoining electronic, information, communication and telecommunication technologies that have made online and distance education today a veritable tool for developing human resources both on the short and long term. Adopting these technologies which are very cost effective than the traditional mode of education will help these developing countries to leap frog and advance their economies.